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Boost your career in the right direction | Mahatma Gandhi University
The Bachelor of Commerce is advanced education course intended to upgrade the capacity to learn and examine assortment of subjects: Accountancy, Business Administration, Finance, Economics and Industrial Policies. This course outfits one with the investigative, correspondence and critical thinking aptitudes to successfully distinguish issues, source data and to discover productive and useful arrangements. In the wake of finishing B.Com the understudies can benefit energizing and assorted post graduate open doors like MBA, M. Com, LAW, International investigations, Designing and Merchandising, MBE, Finance, Economics and so forth which will separate them from the group and set them up for achievement in the worldwide commercial center. The business takes them at standard with the understudies having proficient degree like BBA, Hotel Management and so on and here and there at higher stage in the event that somebody is from presumed school. All most all colleges and schools in India offer B.Com degree, in this way one can pick the best program by applying from any of top B.Com universities in NCR locale. Explanation behind B-Com Course being most ideal Option 1. More prominent business openings: In many profession areas, for example, advanced education, Administration, public issues, and social administrations, a graduate degree is supplanting a single guy's as the base necessity for business. Prior with a four year college education like B-Com one could make sure about a section level situation as an affirmations advisor, scholastic counsellor, or understudy administrations organizer. While holding an advanced education isn't an assurance of extreme achievement, it unquestionably opens a lot more entryways for work. 2. More prominent professional success: Gaining an advanced education (B-Com) is proof of industriousness, assurance, scholarly ability, and the capacity to deal with testing conditions which are all searched after characteristics for people filling administrator and chief positions. A worker who has exhibited accomplishment in a drawn out circumstance that requires endurance, order, initiative, and the capacity to cooperate with other people will be in line for development openings inside their association. 3. Huge Career decision A. Sanctioned Accountancy This is one of the most famous and basic open doors for understudies who have finished or seeking after B-Com. One can select for CA subsequent to finishing B-Com (acquiring least 55% imprints) or after any graduation course with 60% in the graduation. B. MBA (Finance) The majority of understudy accept that MBA in money is like bookkeeping, yet in all actuality fund is tremendous subject with bookkeeping being simply important for it. So as to do MBA (money) one have to show up for CAT, XAT and GMAT which make understudies qualified for top B-Schools in India scoring at any rate high as 99.99 percentile. C. M.Com (Masters in Commerce) M-Com is Masters in Commerce is ace degree program which understudies can seek after in the wake of finishing their B-Com course from any of from best B.Com school in Greater Noida. Here understudies have choice to pick numerous specializations like Economics, Statistics, Finance, Business, Accounting, etc. and take it further by doing M.Phil. or PhD. D. ICWAI ICWAI is cost bookkeeping course offered by Institute of Cost and Works Accountants of India which can be sought after by Commerce understudies in the wake of finishing B-Com. In the wake of finishing ICWAI understudies have great vocation open doors as Financial Controller, Cost Controller, Chief Accountant and Chief Internal Auditor. 4. Huge Job Profiles B.Com graduate after culmination obviously can decide to work in work profile choice accessible to them contingent upon their gauge and intrigue region, for example, Accountant, Auditor, Consultant ec. 5. Immense Job Areas Subsequent to finishing B.Com understudy have immense decision in various fields where they can investigate their inward ability. Employment territories for trade graduate is in Business Consultancies , Educational Institutes , Industrial Houses, Public Accounting Firms, Policy Planning, Foreign Trade, Banks , Budget Planning, Inventory Control , Merchant Banking , Marketing , Working Capital Management , Treasury and Forex Department , Investment Banking thus numerous for them investigate further. At MGU (Mahatma Gandhi University), you will learn the best of skills to match the skillset of the real world. The university,mgu, has distinguished faculties, facilities to bring the best to the students so that they get trained & expert in relative skills. MGU,best university in indiawelcomes you with open hands. Visithttp://www.mgu.edu.in/or for course enquiries call 8800398794 or mail us [[email protected]](mailto:[email protected]) / [[email protected]](mailto:[email protected]). Traditonal Programs
FF News: Bollywood Mafia 'linked,' to SSR Murder...??
“Captain Covid,’ investigates “Sudden death,’ of Sushant Singh Rajput…?? by Fehmeda Thokan (13 September 2020) Captain Covid, Mr. Omar Abdulla South Africa’s leading Covid warrior arrived in Mumbai last week on investigations of the ‘sudden death,’ of Bollywood Superstar, Sushant Singh Rajput. Rajput who was found ‘hanged to the ceiling fan,’ of his Bollywood apartment Is said to have been murdered by his girlfriend Rhea Chakraborty. Chakraborty who spoke to Footprints in Mumbai, says that she loved Sushant and never meant to harm him by feeding him drugs that could lead to his death. “It was suicide, he could not take the pressure, he was heart-broken, and he was not making money in Bollywood. He was planning a career in farming.’ Abdulla who met with Sushant earlier in 2016, says that Sushant was becoming The King of Bollywood after previous hero’s Shar Rukh Khan, Salman Khan, Aamir Khan and Saif Ali Khan was falling. “Perhaps it was the Bollywood Mafia who killed Sushant or his devious fiancé, Rhea.’ Speaking to The Bollywood Times, local businessman Mr. Iqbal Sookal, noted that It’s been f o u r months of investigations by The Mumbai Police and CBI, and yet India cannot ‘come to terms,’ with the death of Sushant Singh Rajput. “Everyday I shed a tear because of the murder that took place. We pray for justice for Sushant and bring their murderer killers to justice.’ The Omar Abdulla Group which owns shares into Bitcoin SA, Forex SA, Instagram SA, TikTok SA, Jobs SA, Footprints SA and other shareholding is said to be one of South Africa’s leading and fastest growing companies. “With Covid cases throughout the world coming down, markets are starting to boom, and we could see an even bigger jump in growth December 2020.’ the company read on their website. Another resident Ms. Farah Ramlall who spoke to India Today leaped that the death of Sushant will be mourned by millions of his fans throughout the world. “India has lost an iconic hero during these tough Covid Times.’ Whilst markets start to open up and boom, The Omar Abdulla Group continues to bring future news and investments today, with ongoing interest into the Asian and European markets. “One has to learn from the story of Sushant that one day one can have everything and the next nothing. Lets invest wisely into our futures, so that we protect the ones we love.’ Poked The Saturday Star. Captain Covid, Mr. Omar Abdulla ended by saying that he was ‘happy,’ that world cases were coming down, amid a vaccine being found soon. “Whilst thousands have died from Covid, we should remember the story of Sushant Singh Rajput to honour our heroes during these tough times…’
For a quick, easier search - http://www.isthisanmlm.com/ has compiled this whole thread. Special thanks to u/SHIFTnSPACE. - This is now a part of the sidebar as a button widget!
What is an MLM?
Multi-level marketing (MLM), also called pyramid selling, network marketing, and referral marketing, is a marketing strategy for the sale of products or services where the revenue of the MLM company is derived from a non-salaried workforce selling the company's products/services, while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system.
THIS LIST MAY CONTAIN COMPANIES THAT HAVE PREVIOUSLY HAD MLM BRANCH BUT MAY NO LONGER HAVE ONE. If you see a company and are not sure that it belongs on this list, please reach out. I have compiled this list from the sources listed at the bottom along with input from community members. This list may not be 100% accurate but the goal is to get it as close as possible. 31 - Bags 5Linx - Home & Business Services Abby & Anna - Clothing ACAN Pacific - Utilities ACN - Utilities ActiLabs - Skincare/Health Adornable.U - Accessories Advocare - Dietary Supplements AeroGrow - Garden Tools Agnes & Dora - Clothing AIM Global - Nutritional Supplements Akasuka (Japan) - Alcone - Beauty Alice's Table - Flower Arrangement Classes All'asta - Home Goods Allysian Sciences - Aloe Vera of America (Young Living) - Nutritional Supplements Aloette - Beauty Alphay Int - Nutritional Supplements AlureVe - Skincare/Health Amare Global - Nutritional Supplements Ambit - Utilities Amelia James - Ameo - Essential Oils American Income Life - Financial Amsoil - Motor Oil Amway - Health/Beauty/Home Goods Ann Summers - Product Ann Summers (UK) - Adult Novelties Anorak (UK) - Home Goods Anran (China) - Apollo (India) - Juice Apriori - Skincare/Health AquaSource UK - Nutritional Supplements Arbonne - Skincare/Health ARIIX - Water Purification Arsoa Honsha (Japan) - Fitness/Weight Loss Asea Global - Nutritional Supplements Asirvia (shut down) - Marketing Aspire/Digital Altitude - Marketing ATC Coin - Crypto Currency Athena's - Adult Novelties Atomy - Skincare/Health Ava Anderson - Ava Rose - Clot Avisae - Weight Loss Avon - Beauty b:hip Global - Health Bachar Nutrition - Nutritional Supplements Bamboo Pink - Jewelry Barefoot Books - Books Bath.Ologie - Bath Bombs Beach Body - Fitness/Weight Loss Videos BearCereju (Japan) - Cosmetics BeautiControl - Beauty Counter - Cosmetics Beauty Society - Beauty beCAUSE Cosmetics - Cosmetics Become International (US & AUS) - Cosmetics Bedroom Kandi - Adult Novelties Beever (UK) - Hair Care BelCorp (Latin America) - Cosmetics Bellame - Skincare/Health Bemer - Appliances Better Way Design/Imports - Clothing Biogreen Argentina - BioPerformance - Automotive (Fuel Pills) Bod-e Pro - Nutritional Supplements Body by Vi/Visalus - Health Body Shop at Home - Beauty Boisset Collection - Wine Boston Finney (shut down) - Bounce Life/Network - Insurance Bud Star (Canada) - CBD/THC Products BurnLounge (shut down as pyramid scheme by FTC in 2012) - Buskins - Clothing Butterfly Beauty - Cosmetics Cabi - Clothing Cambridge Weight Plan/Diet - Dietary Supplements CAN - Utilities Captain Tortue - Clothing Carico Int - Home Goods Celebrating Home - Home Goods Cellements - Skincare/Health CEO Movement (Not MLM but scammy) - Chalk Couture - Chalkboard Signs Chalky & Co - Home Goods Chandeal (Japan) - Clothing Charle (Japan) - Clothing Charlie's Project - Clothing Chef's Toolbox (AUS) (Insolvency) - Kitchen Accessories Cherish Natural Products - Chloe & Isabel - Jewelry Clever Container - Home Goods Close to My Heart - Scrapbooking Cloud 9 Parties - Adult Novelties Cobra Group/Appco - Cocoa Exchange - Food Color by Amber - Jewelry Color Happy - Color Street - Nail Wraps Colour Me Beautiful (UK) - Clothing Compelling Creations - Jewelry Conklin - Roofing Cookie Lee (shut down) - Cosway (Malaysia) - Health/Beauty/Home Goods Country Scents - Product/Candles Create Your Life - Health Creative Memories - Scrapbooking Credit Repair USA - Financial Crunchi - Cosmetics Cutco - Knives CVSL - Multiple Companies Daisy Blue Naturals - Personal Care Damsel in Defense - Product/Self Defense Darceys - Candles David Lerner Associates, INC - Financial Dazzle and Daze - Clothing Deutsche vermögensberatung/Dvag (Germany) - Financial Diana (Japan) - Dione Cosmetics - Cosmetics Direct Cellars/DC Nation - Wine Discovery Toys - Educational Toys Divvee/Nui - Dot Dot Smile - Clothing DoTERRA - Health/Oils Du Northing Designs - Clothing Dubli Network - Financial Dudley Beauty - Cosmetics DXN - Health/Beauty/Home Goods Dynamic Essentials - EcoWarehouse - Home Goods Elepreneuer - Elk River Soaps - Personal Care Ella Tina - Clothing Elli Kai - Clothing Elvacity - Nutritional Supplements EmGoldEx/Global Intergold - Enagic/Kangen Water - Ionized Water Endless Xpressions - Clothing/Accessories Enersource Int - Nutritional Supplements Enjo (AUS) - Cleaning Producs Envy Jewelry - Jewelry Epicure (Canada) - Food Equinox International (dissolved in 2001) - Ergo (Germany) - Insurance Essante Organics - Essential Bodywear - Clothing European Grouping of Marketing Professionals/CEDIPAC SA (dissolved 1995) - European Home Retail (dissolved 2007) - Evanescence Network - Health EVER Skincare - Skincare/Health Evolution Travel - Product EvolvHealth - Health Faberlic (Russia) - Health/Beauty/Home Goods Family First Life - Insurance Family Heritage Insurance - Insurance Fantasia - Adult Novelties Fantasia (Canada) - Adult Novelties FES Connect - Financial Fibi & Clo - Footwear Fifth Ave Collection - Jewelry First Fitness Nutrition - Dietary Supplements Fit4Mom - Clothing FITTEAM Global - Dietary Supplements Flamingo Paperie - Art Fleuresse - FM World (UK) - For Tails Only - Pet Supplies Forever Living - Health/Oils Forex Education (iMarkets Live branch) - Crypto Forex Entourage - Financial Fortune Hi-Tech Marketing (dissolved 2013) - Four Oceans - Health Fragant Jewels - Bathbombs FreeLife - Nutritional Supplements Frontrow - Fuel Freedom Int - Automotive Fund America (Bankrupt 1990) - Gano Excel - Nutritional Supplements GelMoment - Beauty Gemstra - Jewelry Genesis Pure - Nutritional Supplements Global Legacy Initiative - GoDesana - Pet Gold Canyon - Product/Candles Golden Days (China) - Health Grace & Heart - Jewelry Green HoriZen - CBD Greeting Cake Company - Cake Kits H2O At Home - Personal Care Hale - CBD Oil Hanky Panky Parties (Canada) - Adult Novelties Happy Coffee - Coffee Harvard Risk Management (Legal Shield) - Hayward's Gourmet Popcorn - Food HB Naturals - Health He(L)o - Health Healthy Peach - Dietary Supplements Heavenly Chia - Food Heka Corp - Fitness Helo Wristbands - Health HempWorx - Health Herbalife - Health Heritage Makers - Scrapbooking Hinode - Cosmetics Holiday Magic (shut down) - Home Interiors - Home Goods Honey - Beauty Honey & Lace - Clothing Hualin Biotech (China) - Health iCoinPro - Crypto Currency ID Life - Health Igniting Passion (Canada) - Adult Novelties iMarketsLive - Financial Trading Software Immunotec - Health Imperial Candles (UK) - Candles In a Pikle - Bags Income Advantage - India Hicks - Product/Accessories Infinitus - Health Initials, Inc - Bags Inkd Up Nails - Beauty innov8tive nutrition - Nutritional Supplements InteleTravel - Travel Intimo (AUS/NZ) - Adult Novelties Isagenix - Dietary Supplements ItWorks! - Health J. Elizabeth - Clothing J. Hilburn - Clothing J.R Watkins - Jafra - Beauty Jamberry - Beauty Jamby - Clothing Jamie at Home (shut down) - Janice Collection - Home Goods Java Momma - Coffee Javita - Coffee Jbloom - Jewelry Jequiti - Cosmetics Jerky Direct - Jeunesse - Beauty Jewel Kade (31) - Jewelry Jewelscent - Product/Candles JK Apparel (Canada) - Clothing Jordan Essentials - Beauty JoyMain (China) - Health Joyome (Plexus) - Beauty JuicePlus - Nutritional Supplements Jump Natural - Health Kaesar & Blair - Kalaia - Skincare/Health Kalo & Co - Pearl/Jewelry Kangen Water - Kannaway - CBD Oil Karat Bars - Gold Kaszazz - Scrapbooking Keep Collective - Jewelry Keep Me Safe - Cos KETO (Pruvit) - Keto Coffee - Coffee Ketones - Health Kirby - Vacuums Kleeneze - Home Goods Kobold (Vorwerk) - Kyani - Health Labella Baskets - Home Goods Lady Godiva Beauty - Cosmetics Lavylites - Beauty L'BRI - Beauty LeadUp Consulting - Legal Shield - Legal Services LegArt (Canada) - Leggings Legend Age (China) - Legging Army - Clothing Legging Girl - Clothing Lemongrass Spa - Beauty LeReve (Canada) - Cosmetics Le-Vel (Thrive) - Health Lia Sophia (dissolved) - Jewelry Life Abundance - Pet LIFE Leadership - Financial Life Tree World - Food LifeBrook - LifePlus (US/Germany) - Dietary Supplements Life's Abundance - Pet Supplies LifeVantage - Dietary Supplements Lilla Rose - Jewelry Limelife - Skincare/Health Limu - Health Limu - Nutritional Supplements Linen World - Home Goods Lion Crown - Lipsense - Beauty Liv International - Travel Live Sore - Clothing Longabeger Company - Baskets Longrich (China) - Beauty Lorraine Lee Linen - Home Goods Love Winx - Adult Novelties LR Beauty & Health - Beauty LuLaRoe - Clothing Lulu Ave - Jewelry Luminess - Cosmetics Lyconet/Lyoness - Lyoness - Financial M. Global (Jamberry) - Jewelry M. Network - Nutritional Supplements Maelle Beauty - Beauty Magnabilities - Jewelry Magnolia & Vine - Jewelry Makeup Eraser - Cosmetics Man Cave - Kitchen Accessories Mannatech - Dietary Supplements Mark. - Financial Market America - Health/Beauty/Home Goods Marly Ray - Pearl/Jewelry Marvelous Mouse Travels - Travel Mary & Martha - Home Goods MaryKay - Beauty Maskara - Beauty Matilda Jane - Clothing Max & Madeleine - Skincare/Health Maxwell Clothing - Clothing MCA - Financial Medifast - Nutritional Supplements Melaleuca - Health/Beauty/Home Goods Metabolife (dissolved in 2005) - MiA Bath and Body (Closed) - mialisia - Jewelry Miche EU - Accessories Miki (Asia) - Nutritional Supplements MOA Nutrition - Nutritional Supplements Modere - MojiLife - Essential Oils Monat - Hair Care MonaVie (went into foreclosure 2015) - Morinda Bioactives - Personal Care/Dietary Supplements Motives Cosmetics - Cosmetics Multpure - Water My Club 8 - CBD Oil My Daily Choice - Nutritional Supplements My LALA Leggings - Clothing myEcon - Financial National Safety Associates - Dietary Supplements National Wealth Center - Education Natura (Brazil) - Cosmetics Nature Direct (AUS) - Essential Oils Nature's Sunshine Products - Dietary Supplements Neal's Yard Remedies Organic - Beauty NeoLife - Dietary Supplements Neora (Nerium) - Nerium - Skincare/Health NeVetica - Pet Supplies New Era (China) - Nutritional Supplements New U Life - Health Neways - Personal Care Nikken - Noevir - Beauty Nomades - Jewelry Noonday Collection - Jewelry Norwex - Cleaning Producs Nouveau Riche (real estate investment college) (dissolved 2010 - Nspire Network - Feminine Products NuCerity - Skincare/Health NuSkin - Tooth Paste/Personal Care Nutriboom - NXIVM - Financial Nygard - Clothing Omnilife - Dietary Supplements One Hope Wine - Wine Optavia - Health Opulenza - Jewelry Organo Gold - Coffee Oriflame - Personal Care Origami Owl - Jewelry Our Hearts Desire - Jewelry Paid 2 Save - Travel Pampered Chef - Kitchen Accessories Paparazzi - Jewelry Paperly - Paper Park Lane Jewelry - Jewelry Party Girl - Candles Party Lite - Candles Party Time Mixes - Food PartyLite - Candles Passion Parties - Adult Novelties Pawtree - Pet Paycation - Travel Peach - Clothing Pearl Chic - Pearl/Jewelry Peekaboo Beans - Clothing Perfect (China) - Cosmetics Perfectly Polished - Beauty Perfectly Posh - Beauty Personally Poetic - Jewelry PHP - Insurance Pierre Lang - Jewelry Pink Zebra - Candles Piphany - Clothing PixieLane - Clothing Plexus - Health Plumeria Bath - Beauty Plunder - Jewelry PM International - Health Pola (Japan) - Skincare/Health Poofy Organics - Beauty Powur - Solar Panels Premier Designs - Jewelry Premier Financial - Financial PrimeMyBody - Health Primerica - Financial Princess House - Kitchen Accessories ProDoula - ProYoung - Health Pruvit - Health Pulse Cosmetics - Cosmetics Pure Haven - Cosmetics Pure Romance - Product PureHaven - Home Goods PUREly - Essential Oils Purium - Health Qnet - Nutritional Supplements Quanjian Natural (China) - Food RadiantlyYou - Rain International - Health Rainbow Vacuum - Vacuums Real Time Pain Relief - Health Red Aspen - Beauty RED Safety - Security Regal Home and Gifts - Home Goods Reliv - Health Reliv - Nutritional Supplements Renatus Real Estate - Education RevitalU - Coffee/Health Riway - Deer Placenta Robert Kiyosaki - Rodan+Fields - Beauty Roland (Vorwerk) - Rolmex (China) - Kitchen Accessories Royal Tongan Limu (dissolved in 2003) - Royaltie Gens - Marketing Ruby Ribbon - Clothing Saba - Health/Beauty Sabika Jewelry - Jewelry SafeGirl Security - Self Defense Salad Master - Home Goods SARSO (India) - Scentsy - Health/Oils Schneider's Gourmet World - Food Scout & Cellar - Wine Seacret - Beauty SendOutCards - Gift Cards Senegence - Skincare/Health Shakeology (BeachBody) - Dietary Supplements Shaklee - Dietary Supplements Shopping Sherlock - Shrimp & Grits - Clothing Signature Homestyles - Home Goods Silpada - Jewelry Silver Icing - Jewelry Simple Man - Personal Care Simply Success Elite - SimplyFun Games - Education Skinny Body at Home - Dietary Supplements SkinSanity/Tomorrow's Leaf - Skincare/Health Smart Circle - Smartway - Solavei (dissolved 2015)[ - Solvei (bankrupt) - Sophie Paris (France/Asia) - Clothing South Hill Designs - Jewelry Southern Living at Home - Home Goods SouthWestern Advantage - Education Sseko - Clothing Stampin Up - Paper Steam Energy - Utilities Steeped Tea - Tea Stella & Dot - Clothing Stream Energy - Financial Style Dots - Jewelry Success University - Education Sun Hope (China) - Sunrider - Health/Beauty/Home Goods Sunset Gourmet - Food Sunshine Empire (dissolved 2009) - Surge 365 - Travel Sweet Legs - Clothing Sweet Minerals - Beauty Symmetry Financial Group - Insurance Syntek Global - Automotive T.O.P Marketing Group - TAG Team Marketing - Taisei/Green Planet/Kaikisui (Japan_ - Purifiers Tara at Home - Home Goods Tastefully Simple - Food Tavala - Health Tealightful - Tea Team National - Financial TeDivina - Tea Telecom Plus (UK) - Utilities Telexfree (bankrupt 2014) - The Advert Platfrom - Crypto Currency The Body Shop at Home - Beauty The Landmark Forum - Health The Super Affiliate Network - Marketing Thermomix (Vorwerk) - Thirty One - Bags Thrive - Health Thrive Life - Food Tiber River Naturals - Beauty TKO WorldWide - Tocara (Canada) - Jewelry Tom James - Clothing Total Life Changes/TLC - Health TouchStone Crystal - Jewelry Touchstone Essentials - Dietary Supplements Tracy Negoshian - Clothing Trades of Hope - Jewelry Tranont - Financial Transformational Beauty - Cosmetics Travel Evolution - Travel Traveling Vineyard - Wine TraVerus Global - Travel TriVita - Nutritional Supplements Tropic Skin Care - Skincare/Health True Peak Revolution (Europe) - Truvision Health - Health TS-Life - Nutritional Supplements Tupperware - Tupperware Unicity - Health United Sciences of America (dissolved in 1987) - United Warehouse (UK) - US Health Advisors - Usana - Nutritional Supplements Usborne - Books Utility Warehouse (UK) - Utilities Valentus - Dietary Supplements Vantel - Product/Pearls Vasayo - Health VectoCutco - Knives Vemma - Dietary Supplements viaOneHope - Wine ViBella - Jewelry VIC Cosmetics - Vida Divina - Tea Vie at Home (closed) - Virtuity Financial Group (World Financial Group) - ViSalus (Body by VI) - Dietary Supplements Vitality Extracts - Essential Oils VivaMK - Cleaning Producs Volo - Health Vorwerk - Home Goods Votre Belle Maison (UK) - Giftware Voxxlife - Health Wakaya Perfection - Health WakeUpNow (dissolved 2015) - Watkins Inc - Health/Home Goods Wealthperx - Travel Wikaniko - Home Goods Wildtree - Food Willing Beauty - Beauty Winasun - Health Wine Shop at Home - Wine Wines for Humanity - Wine Wink Naturals - Health World Financial Group/Pinnacle Leadership Development - Financial World Leadership Group (dissolved in 2008) - World Ventures/Wealth Wave/TKO WorldWide - Travel WoTaBu - Travel XanGo/Ziji - Health Xerveo - Dietary Supplements Xoom Energy - Utilities Xooma - Weight Loss Xstream Travel - Travel Xyngular - Health Yanbal Int - Jewelry Yandi (China) - Nutritional Supplements Yelloow - Beauty Yevo (closed) - Yofoto (China) - Health Yoli - Health Yoonla - YOR Health - Weight Loss Young Living - Health Youngevity - Younique - Beauty YTB International - Travel Zepter - Zija - Health Zilis - Health Zinzino (Scandanavia) - Zrii - Skincare/Health Zurvita - Health Zyia - Clothing Zyn - Travel TOTAL COUNT = 593 This list will be continually updated (2/26/19). 2018 Archived MLM Mega Thread Sources: https://mlmtruth.org/2018/02/08/the-mlm-master-list/ , https://en.wikipedia.org/wiki/List_of_multi-level_marketing_companies Special thanks to u/Copacetic1515 (I could not stick your thread) For income disclosure information: Updated 2019 Thread Other Helpful Links: Discussion about World Financial Group
-Rupee continues to recover, gains Rs4.16 in four months The Pakistani rupee has maintained a gradual uptrend against the US dollar since the beginning of current fiscal year in July and is anticipated to gain more ground in the remaining eight months amid expectations of increase in foreign currency inflows. The rupee gradually strengthened Rs4.16 or 2.60% in the past around four months to Rs155.88 to the US dollar in the inter-bank market on Friday, according to the State Bank of Pakistan (SBP). “The rupee may recover to 145 to the greenback by June 30, 2020,” Forex Association of Pakistan (FAP) President Malik Bostan projected while talking to The Express Tribune. Further: -In a positive development, Pakistani Rupee hits highest level of four months against US dollar The Pakistani rupee has shown recovery against the US dollar as the US currency reached the lowest level in four months. -ExxonMobil to help build LNG terminal in Pakistan After getting a liquefied natural gas (LNG) supply contract from private-sector consumers, US energy giant ExxonMobil is planning to build the third LNG terminal in Karachi as a joint-venture partner. Some time ago, ExxonMobil, in collaboration with Pakistan’s exploration and production companies, drilled an offshore well to search for hydrocarbon reserves in the Arabian Sea. However, the effort could not prove successful. Now, in a new venture with Energas consortium, the US firm is going to invest in setting up an LNG terminal in Pakistan. -Pakistan's Hindu community celebrates Diwali today in a renovated temple reopened by the Pakistan government after 72 years he country’s Hindu community is celebrating the annual religious festival of Diwali. The religious festivities are expected to take place in Shawala Teja Singh Temple, located in Sialkot, after 72 years. All preparations for the upcoming festival have been completed. The festival of Diwali is being seen as more of a cultural than a religious one as people from other faiths will celebrate alongside members of the Hindu community. The temple, where the festivities will take place, was closed down in 1947. The Evacuee Trust Property Board (ETPB) and certain members of the Hindu community decided to open the temple a few months ago, after which the renewal and renovation work had begun. Now, for the first time, this temple is going to celebrate a religious ceremony. -Tax Returns Filed Per Day in 2019 Have Increased by 127 Percent: FBR Chairman Federal Board of Revenue’s (FBR) Chairman Syed Shabbar Zaidi has announced that on average, tax returns filed per day in 2019 have risen by 127 percent compared to last year. In a Twitter post, Zaidi shared details of the tax returns filed so far. As per the records, the number of tax returns filed in 2019 till October 25 stands at 918,027, as compared to 585,209 tax returns filed in the same period last year. Zaidi said that as of November, the FBR will impose strict measures against unauthorized interactions and harassement between its staff and the business community. The business community is suggested to report to FBR if any person contacts them through any manner without proper authorization. -Pakistan, Nepal agree to enhance trade ties President Dr. Arif Alvi on Saturday held a meeting with the Nepal’s Prime Minister Khadga Prasad Sharma Oli on the sidelines of 18th Non Aligned Movement Summit in Baku, ARY News reported. According to a statement issued by the ministry, both the leaders affirmed to enhance trade ties between the two countries and expressed their desire to further strengthen the bonds of friendship. Matters of mutual interest, bilateral relations, regional peace, grave human rights violations and humanitarian crisis in occupied Kashmir and other issues were came under discussion in the meeting. Speaking on the occasion, President Alvi briefed the Nepalese prime minister on Indian illegal actions in occupied Kashmir. He expressed hope that Nepal will play its role as SAARC chair, for strengthening peace and stability in the region. -CPEC enters into 2nd phase: Poverty, agriculture, B2B initiatives prime focus: Khusro Federal Minister for Planning, Development & Reform Makhdoom Khusro Bakhtyar Wednesday said the CPEC has now entered into its second phase with focus on poverty alleviation, agriculture and B2B industrial cooperation. “The Pakistan Tehreek-e-Insaf (PTI) government's economic reform measures will strengthen the country's economy as the investors' confidence is rebounding due to corrective measures," the minister expressed these views while talking to Australian High Commissioner Dr Geoffrey Shaw who called on him on Wednesday. Secretary Planning Zafar Hasan was also present in the meeting. While discussing bilateral relations and foreign investment in various sectors in Pakistan especially in Gwadar, the minister said that ongoing phase of CPEC will bring about socioeconomic benefits for the welfare of the people. He said that CPEC offers enormous potential to boost national economy and reduce poverty. -Pakistan's Defence Exports have reached USD 212.6 MILLION IN 2018-2019 According to the Pakistan Ministry of Defence Production’s (MoDP) “First Year Performance Report,” the country had registered $212.6 million US in defence exports from August 2018 to August 2019. Pakistan Aeronautical Complex (PAC) booked the highest value at $184.38 million US, which was followed by Pakistan Ordnance Factories (POF) at $7.13 million US and Heavy Industries Taxila (HIT) at $1.3 million US. In addition, private sector firms booked $19.36 million US in sales. No additional breakdowns were provided by the MoDP. It is likely that PAC’s exports were fueled by co-production work for FC-1/JF-17 sales to Myanmar and/or Nigeria. Though an agreement was signed with Turkey for the sale of 52 Super Mushshak basic trainers, it is unclear if PAC has started manufacturing these aircraft. -DRAP to launch countrywide drive against substandard, spurious medicines The Drug Regulatory Authority of Pakistan (DRAP) is launching a countrywide campaign against substandard medicines, the PM’s Special Assistant on Health Dr. Zafar Mirza said while addressing the federal and provincial drug inspectors in Islamabad on Thursday. He said a crackdown is being launched throughout the country to eradicate the menace of unregistered, spurious and sub-standard medicine. In addition to medicine quality, he added, DRAP will also take stern action against violation of fixed prices of medicines. -Foreign exchange: SBP reserves increase $79m to $7.89b The foreign exchange reserves held by the central bank increased 1.14% on a weekly basis, according to data released by the State Bank of Pakistan (SBP) on Thursday. Earlier, the reserves had spiralled downwards, falling below the $7-billion mark, which raised concern over Pakistan’s ability to meet its financing requirements. However, financial assistance from the United Arab Emirates (UAE), Saudi Arabia and other friendly nations helped shore up the foreign exchange reserves. On October 18, the foreign currency reserves held by the SBP were recorded at $7,892.7 million, up $79 million compared with $7,813.7 million in the previous week. The report cited no reason for the increase in reserves, which stood below the $8-billion mark. -Ease of business: Pakistan up 28 places on World Bank index Pakistan has jumped up 28 places on the World Bank’s (WB) Ease of Doing Business Index and secured a place among the top 10 countries with the most improved business climate – a development that will greatly improve Islamabad’s image abroad, Pakistan carried out six reforms that helped improving its ranking from 136 to 108, according to the WB’s annual flagship report, ‘Ease of Doing Business 2020’, released on Thursday. It turned out to be the sixth global reformer and first in South Asia that brought ease in doing business in the last one year. The fewer are the regulations the better is the ranking on the index. The key to attain perfection is to cut the bureaucracy hindering business activities in the name of various regulations and procedures. -CM approves Rs 500m for Punjab Housing & Town Planning Agency Punjab Chief Minister Sardar Usman Buzdar has given approval of Rs 500 million for Punjab Housing & Town Planning Agency. He gave approval while presiding over a high-level meeting at CM Office here on Monday. During the meeting progress on Naya Pakistan Housing Project for low-income persons was reviewed and detailed briefing was also given to the participants on Naya Pakistan Housing strategy. While addressing the meeting, Usman Buzdar said that obstacles should be removed in order to ensure completion of Naya Pakistan Housing Scheme and financial conditions of common man should be kept in mind while chalking out housing policy of the project. All out attention should be paid while constructing small houses in the province, he added. It has also been decided during the meeting to launch rural housing project in 17 model villages. -KSE 100 gains 204 points amid improved sentiments The benchmark KSE 100 Index depicted remarkable progress as it gained around 204 points and concluded at 33,861-level.It was a busy start to the week at the Pakistan Stock Exchange (PSX) with earnings season hitting its peak, while volumes remained at par with previous weeks’ average. Biggest single day investment in treasury bills in the previous week of estimated US $87.5 million, increasing total investment to US$440 million since July 2019 was the major rally point in the market sentiments. The bourse recorded an intraday low of 33,572.36 soon after the commencement of the session. However, after regaining the momentum, the index marked its day’s high at 34,008.35 adding 350.89 points. It settled higher by 204.13 points at 33,861.59. The KMI 30 Index accumulated 386.53 points to settle at 55,155.92, while the KSE All Share Index managed to gain 86.13 points, ending at 24,543.78. -Sindh to reserve 0.5% job quota for transgender persons The Sindh Cabinet on Wednesday agreed to reserve 0.5 per cent quota in government jobs for transgender persons. “I want to bring transgender people into the mainstream,” said Sindh Chief Minister Syed Murad Ali Shah during the cabinet meeting. “We want to make them an asset for our society.” CM Murad congratulated the transgender community on behalf of the cabinet and advised them to improve their education. Around 41,000 positions are vacant in different government departments across Sindh out of which 206 will be given to transgender people. A spokesperson from the chief minister’s house stated that out of the 41,000 available jobs 16,000 positions will be filled this fiscal year. Rest of the positions will be filled in the period of next three years. -Malaysia's Mahathir stands by Kashmir comments despite India palm oil boycott Malaysian Prime Minister Mahathir Mohamad said on Tuesday he would not retract his criticism of New Delhi’s actions in occupied Kashmir despite Indian traders calling for an unprecedented boycott of Malaysian palm oil. The impasse could exacerbate what Mahathir described as a trade war between the world’s second biggest producer and exporter of the commodity and its biggest buyer so far this year. India’s top vegetable oil trade body on Monday asked its members to stop buying Malaysian palm oil after Mahathir said at the United Nations General Assembly last month that India had “invaded and occupied” Kashmir. -“World’s two major companies setting up solar panel plants in Pakistan” Federal Minister for Science and Technology Fawad Chaudhry announced on Monday that the world’s two major solar panel firms will establish their plants in Pakistan. The minister tweeted saying “good news gets lost in political plays, yet I am very happy that the world’s two major companies are setting up solar panel’s plants in Pakistan.” Chaudhry added that China’s second-largest Lithium battery producer will also set up its workshop in Pakistan. The Lithium battery-powered buses will also be manufactured in Pakistan, the tweet further said. The Minister for Science and Technology was recently on a visit to Beijing where he met various Chinese officials and the country’s business leaders. -Pakistan Navy organizes free medical camp in Balochistan Navy organized a free medical camp in the village Dam of Balochistan in collaboration with Sahil and Ulfat welfare foundations. According to the spokesperson of Pakistan Navy, specialist doctors of surgical, medical, skin, gynecology, child and general medically inspected patients at the camp. Over 700 patients were provided with free medical treatment, medicines and ordinary surgical facilities. -Lahore to get Tram service soon Citizens of Lahore are getting a modern-day tram service soon, based on the famous British-era tram service. In this regard, the Punjab Transport Department has inked an agreement with CRSC International, a Chinese company specializing in rail transportation control systems, and Inkon Group of the Czech Republic. The development of the project is divided into several phases. In the first phase, a 35 km track will be constructed on Canal Road, Lahore. Up to 50 trams will run on this track. Once operational, the trams will be able to carry 35,000 passengers in 1 hour. The trams will be powered through electricity and batteries. A single tram will have a service life of around 40 years. 2 tram depots will be constructed at different locations as well. -10 Pakistani Universities Ranked Among the World’s Best in ‘University Impact Rankings 2019’ Ten Pakistani universities have been ranked among the top universities in the world in the Times Higher Education (THE)’s list. THE is a weekly UK-based magazine that issues its annual list of world’s most influential universities. The list called ‘University Impact Rankings 2019’ has included 10 Pakistani varsities in different categories, including Gender Equality, Good Health and Well-being, Quality Education, Decent Work, Economic Growth, and others. According to the magazine, the rankings assess universities against the United Nations’ Sustainable Development Goals. -PM Imran Khan inaugurates China-Hub Power Generation Plant in Balochistan Prime Minister (PM) Imran Khan has said that Pakistan is moving forward through China-Pakistan Economic Corridor (CPEC) projects. Addressing inaugural ceremony of China Hub Power Generation Plant in Balochistan, he said this is the first joint project under the CPEC umbrella and he is very happy after inaugurating it. “The government will facilitate joint collaboration between Pakistani and Chinese businesses in various sectors.”, he said. PM Imran Khan said with the help of coal reserves in Thar, Pakistan can generate huge amount of electricity, which can be enough for at least 100 years. -Punjab Forest Department develops ‘record keeping’ mechanism Department of Forest Punjab is managing 1.6 million acres of forest land area – 67 per cent of the entire forest land area in Punjab – under the Geographic Information System (GIS), Pakistan Today learnt reliably on Friday. The program enabled the forests department to ensure sound management and introduce state of the art record-keeping and mapping methods. ‘Development of GIS-Based Forest Management Information System in Punjab’ was approved at PC-1 with a cost of Rs75 million and a gestation period of 36 months (2016-2019) has allowed for transfer of all forest resources and inventories into IT-based inventory systems and achieved extensive field surveys, rapid data collection and its processing for development of the forestry sector on efficient lines. -Hutchison Port Holdings announces $240m investment in Pakistan Prime Minister Imran Khan has welcomed $240 million foreign investment from Hutchison Port Holdings, a Hong Kong-based port operator. A delegation of Hutchison Port Holdings, led by its Group Managing Director Eric Ip, called on Prime Minister Imran Khan on Tuesday. Other delegation members included HPH Middle East & Africa Managing Director Andy Tsoi and Middle East & Africa Business Director Eric Ng. Maritime Affairs Minister Syed Ali Haider Zaidi, Adviser to PM on Commerce Abdul Razzaq Dawood, Special Assistant to PM on Overseas Pakistanis Syed Zulfiqar Abbas Bukhari, Ambassador-at-Large for Foreign Investment Ali Jehangir Siddiqui and Board of Investment Chairman Zubair Haider Gilani were also present on the occasion. Group Managing Director Eric Ip apprised the prime minister of Hutchison’s fresh investment into Pakistan approximating $240 million which will enhance the new container terminal capacity at the Karachi Port, and increase Hutchison Ports’ total investment in Pakistan to $1 billion. -Punjab's tax collection jumps 44% Punjab’s tax collection registered a 44% growth to Rs77 billion in first quarter of the ongoing fiscal year compared to the corresponding period of previous year, despite tough conditions of the federal government for the provinces to get a share in the federal divisible pool of resources. Punjab Finance Minister Makhdoom Hashim Jawan Bakht disclosed this at a review meeting of the Finance Department on Monday. The meeting was briefed that despite the financial backlog left by the previous government, the current government gave a surplus budget of Rs233 billion in order to meet financial requirements of the federal government to comply with conditions of the International Monetary Fund (IMF) loan programme. -‘SECP recognised as 7th most effective regulator in world’ The Securities and Exchange Commission of Pakistan (SECP) has been recognised as the “7th most effective regulator” by the World Economic Forum in its ‘Global Competitiveness Report-2019’. “Pakistan was ranked as the 52nd most dynamic economy in the world. The country secured this by improving 15 points from last year, as it stood at 67th in 2018,” said a statement issued by Mishal Pakistan, Country Partner at WEF’s Institute of the Future of Economic Progress System Initiative, on Wednesday. “The progress of Pakistan’s competitiveness was due to the achievements made during the last 12 months.” The most effective improvements were made due to the initiative and strategies adopted by the apex regulator for the corporate sector and the capital markets; supervision and regulation of insurance, non-banking financial companies and private pension schemes. The SECP improved Pakistan’s competitiveness rankings by improving the “number of days to start a business”, where Pakistan was ranked at the 90th position compared with 96th in 2018. -Pakistan China bilateral trade crosses $19 billion, highest ever in history Pakistan Ambassador to China , Naghmana Hashmi has said the bilateral trade volume between Pakistan and China has now touched US $ 19.08 billion and both countries aimed to raise it further. “The bilateral trade volume between Pakistan and China has now touched US$ 19.08. We aim to raise it further,” Ambassador Hashmi said joint ventures in defence production have led to the manufacture of the MBT 2000 Al-Khalid Tank and JF-17 Thunder, a fighter aircraft. “On the diplomatic front, the two countries are committed to protecting and promoting multilateralism and upholding the United Nations (UN)Charter, while our cooperation has extended to science and technology, socioeconomic sectors and nuclear cooperation for peaceful purposes,” she added. -Foreign Company Agrees to Drop $6 Billion Penalty, Re-Invest in Reko Diq: Reports The International Center of Settlement of Investment Disputes (ICSID) had slapped the country with a $6 billion penalty for revoking the contract without prior knowledge back in 2009. Soon after the development, the Prime Minister had empowered his financial team to contact the executives of the Tethyan Copper Company (TCC) to reach an out-of-court settlement and avoid the penalty. Reportedly, after the Pakistan authority’s approach, the company has not only agreed to take back the penalty but has also agreed to invest in the project again. As per media reports, PM Imran Khan contacted the TCC management and discussed the prospects of the matter. He assured the company his full support if they wanted to revise the investment plan for the project. The company will reportedly withdraw its appeal from the ICSID, while Pakistan will compensate for their damages due to the cancelation of the contract. -Current account deficit shrinks massive 64pc The country’s current account deficit (cad) in the first quarter of current fiscal year declined by a huge 64 per cent mainly on the back of a 21pc reduction in the imports bill. The State Bank’s latest data issued on Friday showed the current account deficit for July-September FY20 clocked in at $1.548 billion compared to $4.287bn in the same period last fiscal year; a decline of $2.739bn. The reduced current account deficit is a positive omen for the government, which is struggling with slow economic growth and high inflation. However, despite massive decline in rupee’s value, the country’s exports have failed to register any noticeable increase during the period. -Food imports down 24pc, exports up 14pc in Q1 FY20 Food group imports into the country during the first quarter of the current financial year (July-Sept 2019-20) decreased considerably by 24.7pc, whereas exports increased by 13.98pc compared with the corresponding period of last year. The import of food commodities into the country during the period under review came down from $1.45 billion to $1 billion, whereas the exports increased from $864 million to $984.7 million, according to latest data released by the Pakistan Bureau of Statistics (PBS). -Chinese Smartphone Company Realme to build mobile phone manufacturing factory in Pakistan Chinese company Realme's Director of Marketing in Pakistan Mr He Shunzi in an interview disclosed that Realme is planning to set up the mobile phone manufacturing factory in Pakistan. He told that company is inspecting locations in Islamabad, Peshawar, and Faisalabad Industrial Estate for suitable land. Pakistani mobile market offers guaranteed capital as Realme ranked top five android brands in Pakistan in less than nine months, capturing 8% of total market share, he added. -Chinese Coal Giant Wants to Convert Thar’s Coal to Diesel China’s Shenhua Ningxia Coal Industry Group will help convert Thar’s coal into oil and the talks between the two parties are underway. The Shenhua Ningxia Coal Industry Group is a subsidiary of China’s biggest coal producer, the Shenhua Group and the company already has the world’s largest plant for converting coal into diesel, with an annual production capacity of 4 million tons in Ningxia in its portfolio. The agreement, if signed, will be a ‘game-changer’ for Pakistan, believes Adviser to Prime Minister on Petroleum Nadeem Babar, who accompanied Imran Khan on his recent visit to China. The Pakistani delegation held talks with the Shenhua Group during the trip: -In a positive development, Pakistan projected among top 20 rising economic growth engines of the World Pakistan projected among 20 top rising economic growth engines of the World that would dominate the global growth in next 5 years. Pakistan has been projected as one of 20 countries that will dominate global growth in five years time in 2024, an assessment made by Bloomberg using data from the International Monetary Fund (IMF). -In a positive development, Pakistan textile exports register increase Textile exports from the country increased by 2.95pc during the first quarter of the current fiscal year (July-Sept FY20) compared with the corresponding period of the last fiscal year. The textile exports during the period under review were recorded at $3,371.974 million as against the exports of $3,275.303 million during July-September 2018-19, according to latest data by the Pakistan Bureau of Statistics (PBS). The textile commodities that contributed to the positive growth included raw cotton, exports of which grew by 53.65pc, from $7.047 million to $10.828 million. Similarly, the exports of yarn (other than cotton yarn) increased by 21.95pc, from $7.759 million last year to $9.462 million, while that of knitwear surged by 11.14pc, from $701.393 million to $779.548 million. -Kartarpur Corridor will open to public on November 9: PM Imran Prime Minister Imran Khan on Sunday announced that Pakistan will inaugurate the Kartarpur Corridor on November 9. The premier’s announcement came via a Facebook post in which he said that construction work on the Pakistani side had entered the final stage. “Pakistan is all set to open its doors for Sikhs from all across the globe,” he wrote. “World’s largest Gurdwara will be visited by Sikhs from across India and other parts of the world,” he said. -'$1.2b penalty in Karkey case likely to be waived' Pakistan Tehreek-e-Insaf (PTI) leader and senior lawyer Babar Awan has said that the $1.2 billion penalty that Pakistan has to pay to Turkey’s Karkey rental power plant is likely to be waived. “International institutions, through high-level backdoor contacts, have agreed to waive off the penalty. This is very good news for Pakistan,” said Awan while addressing the media on Friday. “International institutions have shown their trust in Prime Minister Imran Khan,” he added. -Punjab Govt to Introduce a Unified Tax Collection System Punjab government is contemplating the introduction of a unified tax collection system in the province. The unified system will streamline the tax collection process and facilitate the taxpayers. At the moment, Punjab Revenue Department, Excise and Taxation Department, and local administrations collect taxes in Punjab. On Sunday, Finance Minister of Punjab, Makhdoom Hashim Jawan Bakht, headed a meeting of Punjab Revenue Authority (PRA). Bakht said that a special tax management unit will be set up at the Punjab finance department that will unify tax collection all across the country. -PM To Launch Clean Green Pakistan Index for Multiple Cities Prime Minister’s Adviser on Climate Change, Malik Amin Aslam, said that Imran Khan will launch the Clean Green Pakistan Index (CGPI) at a grand launching ceremony on October 30. The initiative is aimed at introducing competition among cities on various indicators, including public access to clean drinking water, safe sanitation, effective solid waste management, and tree plantation. The prime minister will announce a six-month competition among 19 cities of Punjab and Khyber-Pakhtunkhwa provinces, he added. The adviser said that after six months, these cities will be ranked again and those with prominent progress will be rewarded with special federal and provincial government funds and more cities will be joining the competition. -PM Khan Will Lay The Foundation of Baba Guru Nanak University on Oct. 28 Prime Minister Imran Khan is going to lay the foundation stone of Baba Guru Nanak University on October 28. The establishment of this university in Nankana Sahib was announced earlier this year when PM Khan was in the town for a Spring Tree Plantation Campaign. -Sindh govt invites bids for Dhabeji SEZ The Sindh government has launched the well-connected Dhabeji Special Economic Zone in district Thatta near Port Qasim, according to a statement issued on Monday. In this connection, the Sindh Economic Zones Management Company (SEZMC), being the provincial SEZ custodian, has invited proposals for the development and operation of Dhabeji project through an advertisement published in leading national and international newspapers. Dhabeji SEZ was highlighted in the recent meeting of the China-Pakistan Economic Corridor (CPEC) Joint Working Group on Industrial Cooperation. The senior officials of China’s National Development Reforms Commission (NDRC) appreciated the Sindh government on the progress made so far. The Sindh government launched the project through an international competitive bidding process as a build-up to the upcoming 10th Joint Coordination Committee (JCC) meeting between China and Pakistan, which would be held next month. -Rice exports surge 51pc in first quarter FY20 Rice exports from the country during the first quarter of the financial year 2019-20 grew by 50.76pc as compared to the corresponding period last year. During the July-September period, about 839,356 metric tonnes of rice, worth $470.584 million, were exported as compared the exports of 551.5,86 metric tonnes, valuing $312.147 million, during the same period of FY19. According to data released by the Pakistan Bureau of Statistics, the exports of basmati rice increased by 47.29pc, as 212,873 metric tonnes of basmati rice ($194.669 million) were exported during the first quarter of FY20, as compared the 127,669 metric tonnes ($132.166 million) in the same period of last year. Meanwhile, 34,090 metric tonnes of fish and fish preparations worth $79.549 million were also exported in the period under review as compared to the exports of 25,859 metric tonnes valuing $67.294 million during the same period of last year.
Forex Trading can be Easier Than You Can Ever Imagine- Are You Ready?
Who Am I
Ten years into the Forex trading and my finances have become stronger than ever before. I stared my journey in the year 2010 on the 23rd of march. That was the time when I was out of my last job and searching for a new one. Economic recession in the early 2010s had left almost all the companies on the verge of closure. Since then I started investing on the Forex trading and found it to be stable and consistent, though not extremely lucrative. In spite of not having a stable job and having plenty of debts, I have been able to have a decent life and reduce my debts gradually but surely. Hi, I am an investor on the Forex trading business from India and a happy one too. Today, my family life stable and I am able to dream of a bright future based on my ventures on the Forex trading alone. Many of my friends suggest that I should take up an additional job and keep the trading only as part-time business. But my mind tells me there is more profit in the Forex trading than I have been able to make. It is for the simple reason that I have not explored all the currency pairings completely. Right now, I am doing with Euro/USD pairing that is working out to be OK.
What Are My Dreams?
Just like you, I have had a dream of owning a home, a car, and plenty of modern appliances for my home. I wanted to keep my wife comfortable and let the machines do all the jobs of washing, cleaning, and housekeeping. For a long time since the beginning of my career after marriage, my dreams were more or less limited. It was for the simple reason that we spent most of our income on traveling across India. We have gone to every corner in the country from the north to south, east to west, south east to south west, and north west to north east. After spending nearly 10 years on traveling we had near to zero bank balance and an uncertain future stared us in our eyes. In India, it is tough to get good jobs, especially after 38 which I was in the year 2010. I started exploring various options like Freelancing, Entrepreneurship, online stores, and so many others. Every time ventured into a new adventure, I got new lessons through repeated failures. At last I decided to try stock trading. Having no knowledge of the business, I had to depend on the brokers and online trading systems for help. Things went well until the next economic recession hit the markets once again. Having hit the rock bottom, and nowhere else to go, I decided to try the Forex trading. It was not just because my friends were doing it, but also because I was interested in it.
What Am I Doing to Make them Come True?
I am into the Forex trading and I have discovered many simple truths that only a layman like can see. Some of them are so simple that you can master them within a few weeks. Of course, I will be sharing them with you in my next posting. KEEP Coming back for more since I am going to tell you the things that worked for me.
The real reasons why Kerala can't even think of seceding from the union
There is so much of chest beating on how Kerala should secede and how it pays on outsize share of tax money that a counter was mandated. becomes independent. It needs to pay for things like border security and a full fledged military. That aside it will have to import key raw materials like coal and food materials, and without a central govt subsidising this, best of luck trying to buy it at international commodity market prices. In addition to this, things that come under the center now, like railways the national power grid, National highway maintenance all will come under the state. The bankrupt state of Kerala will become an economic basket case. Just imagine Kerala outside the union and getting hit with a monsoon season like this...ggwp. Without the centre they will literally drown to their deaths. This whole idea is stupidly retarded. Furthermore on the whole "le epic HDI" argument, It has the highest unemployment rate of all major states. Kerala's unemployment rate is 4x the national rate. It has next to no manufacturing. It receives in HDI in 15 years that Chennai and Bangalore (not even the entire state) does in less than a year. It is quite literally bankrupt. Read this. Commercial taxes have actually taken a nose dive after 2012 which indicates declining economic activity. It has next to no IT services. Broadly speaking, it's exports total something like $ 2bn annually, and this is mostly Agri commodities, chemicals / rare Earth minerals. Throw in shipbuilding in case it becomes independent and it will still barely make any forex outside of remittances Why despite having the first IT sez in the country do they export a fraction of what Delhi, Mumbai, Hyd, Bangalore and Chennai export? Why despite all that literacy have the consistently voted absolutely shit governments that have driven the state finances into the ground? This Kerala is some superior state myth needs to die, that's the only way it stands a chance of progressing. The major edge it had was that it's state literacy rate was 30% when the national average was 12%. That allowed it to export labour and basic white collar jobs to the gulf which coincidentally saw the oil boom and needed said labour and white collar jobs. As a state it has literally nothing going for it as of now. Even look at the much vaunted HDI data and you will see stagnation as other states rapidly catch up. In 1980, India had an average score of 0.32 on the index (which falls in the low HDI score) with some states like Bihar or UP falling in the sub 0.25 mark which is the lowest possible score. States like Maha and TN also fell in the low HDI region with scores sub 0.300. Kerala was at the 0.55 score which was in the medium HDI category. The differential was almost 43% between the national avg and Kerala. Similar difference between TN / Maha and Kerala. In 2007-2008, national avg was at 0.513, Kerala at 0.79. Differential being 36%. Maha and TN at 0.57 and the difference here was down to 28%. In 2015, Kerala was at 0.71, National avg at 0.60. Differential being 16% or 1/3rd what it was in 1980. Maha & TN at 0.66 so the difference here being 8%. Even the much reviled (by mellus) Gujarat was at 0.52 in 2008 (differential at 35%) vs in 2015 where the Differential is 15% At this rate, industrialised states like Maha, TN & Guj will have better HDI than Kerala within this decade. Not just that but a whole host of states like Haryana, HP, Karnataka all will either catch up or leave behind Kerala in the HDI stakes within this decade. Even the "BIMARU" states are slowly catching up. The Differential between MP and Kerala in 1990 was something like 70%, in 2005 this was at 55% and in 2015 this is at 33%. . Why is the rest of India (for the most part) progressing while Kerala is stagnant? Because these states have increasing revenue profiles which means more to spend on the social sector while the gulf remmitances haven't really kept up and are predicted to actually drop, and they even actually dropped a full 11% between 2014 and 16 and is only now inching towards 2013-14 levels. With immigration dropping and the gulf economies slowing down this problem is not going to go away anytime soon. I think I have made my case pretty black and white. Unless Kerala gets it's act together, it's only going to get worse while India overall moves ahead. Whining about "muh beef Aryan Invasion HDI" is not going to be able to sustain it's economy. Lol, this is a state that imports 70% of it's power from outside the state and whose SEB was (till project UDAY) so bankrupt that it couldn't even pay it's employees and they want to secede? Best of luck with that noise. No power, no jobs, increased spending on defense, everything from coal to refined oil will need to be imported, with no matching exports would mean a ruinous trade deficit
India free classified ads sites without registration
A publicizing like in paper, online and magazines which are distributed with no charge or sold is known as detailed promotion. Likewise, these promotions are less expensive than ads that are displayed; however, they are much being used. These days the online ad promotion is the most helpful and effectively reachable methods for publicizing as around 40% of the total populace has a web association today. Now we will examine an online classified commercial technique which let us post free advertisement on free websites. What is Web-based Promoting Posting? Web-based publicizing is a method for showcasing and publicizing through the web for expanding the business opportunity and advancing your business. What are the advantages of posting free Advertisements on Classified Sites? The following are the benefits of why online promotion has become very useful today: · Increment the traffic of the site · Free advertisement posting locales · Saves Time · Incredible opportunity · Effectively congenial There are many free worldwide advertisements posting websites accessible around on the web today which give free promotion posting administrations. Likewise, there are many free grouped advertisements posting programming on the internet, which you can download and utilize it for posting promotion all-around effectively. A few of those sites post an ad without enlistment or sign up. Here are some free sites for advertisement posting: Clickindia: It is a reputed website based in India which offers numerous advantages when it comes to ad posting. There are different categories on offer in terms of products and services, and you can choose any type depending upon your business requirement. It is one reputed website in India in terms of advertising. Expressclassifieds.in: Renowned as another top-rated ad promotion site, they also have several options when it comes to ad posting. It is a site, as known by the name itself, offers quick search options and filters so that you can screen the product and item you are looking for and find the ideal product for you. It is equally a good site for both buyers and sellers alike. Asklaila: Another viral classified website where you can both post and look for any information regarding pets, entertainment, coffee shop, shopping, nightlife, doctors, movies, and several other things. It is a very renowned classified site in India and everything in store for you to find your requirement. Justdial.com: Today, you will hardly fond anyone who doesn’t have any idea about justdial.com. It has an enormous database of different sections, which include buying air tickets, automobiles, recharge, book hotels, cab rentals, medicines, fitness, and numerous more. They offer essential information in terms of jobs if you are looking for full time as well as part-time. It is one of the oldest classified websites and once you have reached here for searching something you will get it for sure. You can also post numerous ads under the several categories available here. Ishuads.in: Ishuads.in is another classified website for free ad posting; this is a website where you can get all you need to promote your product. They also offer different sections where you can opt for the category of product or service and post your ad. There is also an option of phone number verification which is essential because once you do so, more customers will be able to reach you and vice-versa. It is a useful online platform for your brand promotion. You should try this no matter whatever campaign you are in. It is free to post your ads. Whereincity.com: It is another online platform for advertisement and promotion, which is free for posting as well. This website offers plenty of search options and different categories to choose from. Apart from the free classifieds, it provides several other services like Hotel Reservations, booking through SMS, Forex Trading, Airlines booking, and plenty more options. You may post several ads under several categories offered there. adsglobe.com: As the name suggests, it covers areas that can exist in this world. If you open their website, you will find all the information on the front page itself. Their interface is straightforward with all the categories provided as a list so that you do not have to search them manually. The critical thing to know that you may not need to register here to post your ad and ad posting is free. So choose your category, fill up the necessary details, and the go-ahead to post your ad in a single click. Postfreeads.in: Postfreeads.in is a classified website which has made their mark not so long ago. It has plenty of categories that you can choose for the promotion of your product. It is a very much user-friendly website where you will have access to all the information that too free of cost. You will not need to register here as it is not mandatory and you will be able to post your ad under the suitable section. Already, numerous individuals and enterprises have posted their ads under this platform. It is growing even stronger with the passing of every year. If you have not come across this site to date, go through it and explore all the options here. Freeadsmax.com: If you have come across this site before, you must know freeadsmax is very useful as a classified ad website. There are different sections on this website, which you will get to see once you open the home page of the website. 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印网友评论：印度归国学子：印度可以从中国学到的经验 ZT by 学姐的头 on 2014-04-08
-------------译者：观棋柯烂-审核者：chen_lt------------ kshay Kumar, 25, knew his journey would be tough. But he thought he was prepared. Kshay Kumar, 25岁，他知道自己的旅途会很艰难，但他认为他已经做好了准备。 In 2012, after an engineering degree and a oneyear stint with a multinational, Kumar felt he needed a makeover. "I didn't want to be stuck with civil engineering all my life. I also wanted to see the world and explore new options," he recalls. Doing an MBA from a premier institute was on his mind. 2012年，在取得工程学位并为跨国公司服务了一年后，Kumar觉得他需要一个转变。“我不想被土木工程套牢一生。我也想看看这个世界，探索一下新的机会，”他回忆道。在一个高等学院读MBA的想法浮现在他的脑海里。 He did think of the Indian Institutes of Management (IIMs) and the Xavier School of Management, but the desire for global exposure pushed him to explore options overseas. Kumar settled for a oneyear post-graduate course at the Imperial University in the UK, which he financed via an education loan. "Visa rules and the bleak job market there did weigh on my mind. But I had a feeling I could manage it," he says. He had confidence in Imperial's good global ranking, its alumni network and his own hard work. 他也考虑过印度管理学院（IIM）和泽维尔管理学院，但是对于全球视野的渴望促使他探索海外的机会。Kumar接受了位于英国的帝国大学的一年期研究生课程，其资金来源为助学贷款。“英国的签证规则和惨淡的就业市场确实在我脑海中权衡过，但我有一种感觉，我一定能够应付得过来，”他说。因为帝国大学在全球的优秀排名、其校友关系网以及他自己的努力，他充满信心。 Kumar began his hunt for a job virtually from the day he landed in the UK. He studied hard to get good grades but worked even harder to find a good job. By tapping into networks of his alumni, friends and family, Kumar reckons he would have reached out to over 200 firms during that year. "It didn't work. My good grades made me eligible for plenty of jobs, but my non-European Indian passport was the problem," he shrugs. Kumar一来英国就开始寻找工作。他努力学习以取得好成绩，但更努力去寻找一份好工作。通过发掘他的校友、朋友和家庭的关系，Kumar估计在那年他接触了超过200家企业。“这没有用。我的好成绩让我满足了许多岗位的条件，但我非欧洲的印度护照是个问题，”他耸了耸肩。 Kumar moved back to India late last year and has just landed a job with a private equity firm. "All my plans have been delayed by five years," he says. Close to half his salary today goes in paying monthly instalments on his education loan. Kumar去年底回到了印度，在一家私人股权公司工作。“我的所有计划都被推迟了五年，”他说。他每月要用现在将近一半的薪水来偿还助学贷款。 -------------译者：图特腾-审核者：chen_lt------------ The World isn't Flat 世界不是平的 The West has a problem. Its economy is in a funk, not enough jobs are being created, cautious companies aren't hiring too many, and worried governments — from the US to the UK — are raising visa barriers for foreigners to work in their countries. 西方已经出现问题。它的经济陷入一片混乱，不能创造足够多的职位，谨慎的公司不会聘用过多的职员，焦虑不安的各国政府——从美国到英国——正在增加签证壁垒以阻止外国人在他们的国家工作。 Young Indians, who went overseas for education, are facing a tough time finding a job. Many like Kumar have returned home. And some are now casting the net wider — looking for jobs from the US to Hong Kong and Singapore — or settling for sub-optimal options. Rupa Chanda, professor, IIM-Bangalore, who has worked on reports on international student mobility, says visa and immigration is the biggest factor affecting Indian students' decisions. 海外求学的年轻印度人正在面临找工作的艰难时期。像Kumar一样，许多人已经回家。他们中一些人正在通过更大范围的求职网——从英国到香港、新加坡来寻找工作；或者妥协于较次的选择。印度管理学院（IIM）班加罗尔分校的Rupa Chanda教授曾在研究国际学生流动性的报告中指出，签证和移民政策是影响印度学生做出决定的最大因素。 The US, the UK and Australia — the three most popular destinations for Indians seeking global education — have seen the number of Indian students come down over the past few years (see Out of Favour?). Remember, many Indian students take hefty education loans to finance their studies abroad. While many would find decent jobs back in India that would not help much as these students need dollar salaries to comfortably service their loan. This is taking its toll. "Overseas education is costly. Many Indian students are doing a cost-benefit analysis to figure how to recoup their investments overseas and putting off their plans ," explains New York-based Rahul Choudaha, chief knowledge officer, World Education Services (WES), a non-profit organization that provides credential evaluations for international students planning to study or work in the US and Canada. 美国、英国、澳大利亚，印度人寻求全球教育的最火的三大目的地，已经发现印度学生数量在过去几年持续下降（或者三大目的地已经不受青睐？）。记住，许多印度学生都背负着高额的教育贷款来资助他们的海外求学。虽然回到印度他们都能找到体面的工作，但是这些都没有太大的帮助，因为学生们需要一份用美元支付的薪水来帮助他们更轻松的偿还贷款。这就是造成的影响。“海外教育非常昂贵，许多印度学生都正在进行成本效益分析，以找出如何收回其海外投资，推迟他们（去海外就读）的计划，” 坐落于纽约的世界教育服务中心的知识总监Rahul Choudaha解释道。 这一非营利性组织为准备在美国和加拿大学习或工作的国际学生提供认证评估。 But to be fully able to understand how this trend will play out, one must understand the backdrop. A big generational shift is taking place among the students looking for overseas education. Many of them now are India's liberalization children, who have grown up post-1991 and lived in an increasingly global world with fewer barriers. 但是要完全理解这种趋势是如何产生的，就必须要了解其背景。一个大的世代转变正发生在寻求海外教育的学生中间。如今的他们许多都是印度自由的一代，成长在1991年后，生活在障碍更少的全球化的今天。 So in many ways this is their first brush with a world with barriers. Many are also children of globetrotting well-paid senior corporate executives who think differently about education, exposure and investing in a world-class education. "These parents understand the long-term rewards of a world-class education. I see many of my friends taking their children to these top campuses after they pass out from school to give them a first-hand feel," says Hema Ravichandar, strategic HR expert and a former HR head of Infosys. 所以从许多方面来说，这是他们第一次面对来自世界的阻碍。他们中也有许多是环游世界的、对教育、经历以及投资世界级教育有着不同看法的高薪企业的高管们的小孩。 “这些父母明白世界一流教育的长期回报。我看到我的许多朋友带着他们的小孩去顶尖的校园，让小孩们领略这些高等学府给他们的切身感受，”战略人力资源管理专家、Infosys 公司前人力资源主管 Hema Ravichandar说道。 -------------译者：dragonilove-审核者：chen_lt----------- Woes on Foreign Shores 身处海外的痛苦 Both of Ravichandar's children have studied overseas. Her daughter, Aditi, is doing her MBA from Wharton in the US and her son Nikhil, 22, completed his Bachelor's in economics from Warwick in the UK. Nikhil chose the UK over India because of the flexibility available in picking courses — he wanted to do economics with law which was impossible in India with its rigid course structures. "Education in India is not very research-driven and multicultural," he adds. Ravichandar'的两个孩子都已经在国外留学。她的女儿，Aditi正在美国的沃顿商学院读MBA而她22岁的儿子Nikhil已经在英国的华威大学完成了经济本科学习。Nikhil之所以选择英国而非印度是因为英国大学在课程选择上有更大的灵活性——他既想要修经济学又想要修法律，而这在具有严格课程结构的印度大学是不可能的。他还说，“在印度的教育并不是由研究来驱使的，也不够文化多元性”。 But during his stay there, the UK revoked the two-year work permit for foreign graduates. Thus he needed a firm job offer to stay on after graduation. This was difficult since he was particular about the kind of work. "I wanted a job in economic consulting," he says. Unable to get that he preferred to do a postgraduate programme instead. While he did not take any loan, for many of his classmates, who had taken a hefty education loan, things were difficult. 但是就当他在英国学习时，英国取消了留学生毕业后的两年工作签证，因此Nikhil需要一份工作从而能够在毕业后留在英国。由于他对工作的特殊要求这显得有些困难“我想要一份有关经济咨询的工作”Nikhil说。若不能获得这样的工作，Nikhil宁愿继续读研究生。由于Nikhil没有像他的同学那样申请沉重的助学贷款，事情开始变得困难了。 Now, Nikhil is back in India getting some interesting exposure at a few start-ups in Bangalore, India's Silicon Valley. He is contemplating a startup of his own. "This is the best time to take the risk and explore it," he says. 现在 Nikhil 已经回到了印度并且在印度的硅谷，班加罗尔与一些新兴企业进行了接触。他正在考虑自己创办一个公司。“这是最好的冒险和探索的时候”他说。 Across the Atlantic, Sujoyini Mandal, in her 20s, offers another peek into the odds that Indian students face overseas. After her graduation from Jadavpur University, Mandal went to Singapore for her postgrad and worked with a think-tank there. Life was good but since she had always yearned for a degree from a world-class university, she applied for a Master's at Harvard's Kennedy School. 穿越过大西洋，20岁的Sujoyini Mandal展现了印度学生在海外遭遇的另一面。在她从贾达普大学毕业之后，Mandal去新加坡念了研究生并且在一个智囊团工作。生活过得很惬意，但是由于她希望获得世界一流大学的学位，她申请了哈佛肯尼迪政治学院。 For two years, she deferred her admission as she did not get any financial aid. She saved some money and, with a bit of aid, finally took the plunge in 2011. Foreign students in her college face an education loan cap of $30,000 ($15,000 a year), she says, making things even more difficult Mandal started looking for a job when she graduated in May 2013. But mandates that fitted her needs and aspirations were not easy to come by. She did land a contract with the World Bank but that was short term, uncertain and had no medical cover. Last month Mandal finally landed a job with an investment bank. 两年来，由于Mandal没有获得任何经济援助，她一直在延迟入学时间。在存了一些钱并且一些援助之后她最终在2011年入学了。Mandal说，她所在学院的留学生面临30000美元（15000美元每年）的贷款限额，这使得情况变得更加困难。Mandal在2013年5月毕业后开始寻找工作。但是适合她的需求和期望的职位并不那么容易获得。她确实已经和世界银行签订了合约，但是那是短期的，有不确定性，也没有医疗保险。最终在上个月Mandal在一家投资银行找到了一份工作。 Despite such struggles, there are many reasons why the pursuit of overseas education among young Indians is unlikely to die down any time soon. 尽管面临这么多挣扎，但仍然有很多其他原因让印度学生想去海外留学，短期内这种趋势是不会消失的。 -------------译者：长太息兮-审核者：chen_lt------------ The Demographic Bulge 人口膨胀 Every year, around 800,000 Indian students reportedly go overseas for their education. This costs the country close to $15 billion of forex annually, estimates industry lobby Assocham. If students are going overseas for education, it's because India has a problem of both capacity and quality. The country has one of the world's largest education infrastructures: 600 universities and 34,000 colleges with 17 million students enrolled and 5 million students graduating every year. But India is also witnessing a demographic bulge — it has perhaps the world's largest young population. Experts estimate that some 100-million-odd students will seek higher education over the next decade. 据报道,每年大约有800000名印度学生出国留学,，据印度工商业联合会估计这将耗费每年近150亿美元的外汇。学生们出国留学是因为印度不管是在教育容量还是教育质量上都有问题。印度的教育基础设施是世界上最大的教育设施之一，600所大学和34,000学院每年接受1700多万新生并输出500多万毕业生，但是我们也正见证着印度人口的爆炸性增长，印度或许有着世界上最庞大的年轻人群，专家估计在未来十年里，将有一亿多的学生寻求更高的教育。The capacity problem is compounded by the quality issue. About 70% of the capacity in India is of poor standards. At the other end of the spectrum, competitive intensity at the premier colleges is so stiff that it is often easier for bright students to get admission in Ivy League colleges in the US and the UK than in the IITs, IIMs and even top colleges in Delhi University. 教育能力和教育质量上的问题是相互关联的。大约70%的印度教育处较低的水准，而另一方面，印度一流学院的竞争激烈且死板，以至于对聪明的学生来说，进入美国或英国的常春藤大学要比进入印度理工学院、印度管理学院、甚至德里大学里好的学院都容易得多。 All this coincides with the rise of India's aspirational upper middle class. Over the past two decades, many first-generation Indians have risen up the corporate hierarchy and are financially well-off. These welltravelled, financially stable corporate executives desire the best for their children. "They are looking for the best educational experience. They know it is a life-long asset. Indian premier colleges do not have the capacity and are very rigid," says TV Mohandas Pai, chairman, Manipal Global Education. Pai's son studied at Stanford University in the US and now works for a start-up in Silicon Valley. 这些现象与印度上层中产阶级不断上涨的雄心壮志密切相关。在过去的二十几年里，许多第一代移民创立了自己的事业，相当富裕。这些经济稳定，见多识广的公司高管希望把最好的东西给予他们的子女。Manipal全球教育主席 Mohandas Pai说他们在为孩子寻找一流的教育，这是孩子一生的财富，印度的一流大学不能给予这些而且这些大学要求过于死板。他的孩子曾在美国斯坦福大学学习，现在在硅谷工作。 This aligns well with the global trend of rising international mobility of students. According to Institute of International Education (IIE), since 2000, the number of students leaving home in pursuit of higher education has increased by 65%, totalling about 4.3 million students globally. What is more interesting is that the share of students from the developing countries in this pie is rising — it moved up from 54.8% to 69% between 1999 and 2009. 这个现象与世界范围内学生国际间流动增强的趋势是一致的。IIE的研究表明，自2000年以来，学生为了获得更高的教育出国的数量增加了65%。全球总计约430万。更有趣的现象是发展中国家的学生所占的份额正在增加---1999年到2009年间从54.8%增加到69%. -------------译者：*河蟹*员-审核者：chen_lt------------ India vs China 印度对比中国 Not surprisingly, the world's two most populous and powerful emerging countries — China and India — send the largest number of students overseas. But China has rapidly shifted gears to overtake India. 让人毫不惊讶的是，作为世界上人口最多、经济发展最快速的这两个国家向海外派遣了最多数量的留学生。但这方面中国很快就超越了印度。 Consider what's taking place in the US. In 2000-01, India topped the list of international students by country, with 66,836 against China's 63,211. But by 2009-10 China had overtaken India. In 2012-13, China sent 236,000 students; India was nudging the 97,000 mark. While the number of Chinese students has been growing in double digits of late, that of Indian students has been sliding. To understand why that is happening, it is important to analyze the profile of students going overseas from both the countries. 2000-2001年，美国的外国留学生中印度学生是最多的，66836人，而中国学生为63211人。但是在2009-2010年时，中国超越了印度。2012-2013年，中国向美国派遣的留学生 已经达到236000人；而印度才逼近97000人。近来，中国留学生人数呈两位数增长，而印度方面则一直在下降。要想了解这其中的缘由，就有必要分析一下两个国家的留学生的一些基本情况。 Chinese students going to the US are evenly split between undergraduate (40%) and postgraduate programmes (44%). But Indian students are heavily skewed towards postgraduate programmes (55%) with just 13% at the undergraduate level. Indian students are also unique as over 60% are in the STEM (science, technology, engineering, maths) category. Bear in mind that historically, postgraduate and STEM programmes offer more financial support than undergraduate and non-STEM programmes. 中国留学生去主要去美国接受本科教育项目（40%）和研究生教育项目（44%），比较均衡。而印度学生去美国主要接受研究生教育（55%），本科教育只占13%。60%的印度留学生学的是理工科。从历史上来说，研究生以及理工科教育项目比起本科教育项目和非理工科教育项目在资金上会给留学生提供更多的帮助。 "The decline in Indian students is directly related to the 'Strivers' , who have been putting their plans on hold due to increasing cost of studying abroad which in turn was triggered by economic uncertainty and currency devaluation," says Choudaha. “印度留学生的下降与”奋勉族“群体相关（根据全球教育服务处的研究，指的是资源少的发奋者），这个群体由于海外留学费用的增加导致他们搁置了自己的留学计划，而经济不稳定以及货币贬值引发了海外留学成本的提高，”Choudaha说。 A majority of Indian students arrives at the Master's level and funds education by taking loans as financial aid from colleges has dried up. So, while the majority of Indian students go for education loans, Chinese students are supported by their families. According to a research by WES, 47% of Indian respondents report loans as one of the primary sources of funding as compared with only 3% of Chinese. 大部分的印度海外留学生取得了硕士文凭，但由于学校助学金的萎缩，他们不得不通过贷款来完成学业。所以大部分印度学生是通过贷款来完成学业的，而中国留学生则靠父母支持。根据全球教育服务处的一项研究，47%的印度回馈者说贷款是他们完成学业的主要手段之一，而这么说的中国学生只占3%。 Chinese students, in contrast, are "explorers" (experience seekers), says Choudaha. Often the only-child of financially well-off parents, they have the financial wherewithal to study abroad and are under less pressure to find a job there. But change may be afoot. Some Indian students could make the transition from 'strivers' to 'explorers' and Choudaha expects more and more Indian students — most of them children of well-off senior executives — to go overseas at the undergraduate level. Not so dependent on financial aid, he also sees many more Indians exploring new interdisciplinary fields, beyond STEM. Even in the STEM category, experts feel that Indian students will be the biggest beneficiary as the Obama government eases rules for this critical segment in future. 对比来说，中国学生是“探险族”（追求体验一族），Choudaha如是说。通常是富裕家庭的独生子女，所以留学的钱不用愁，也没有太大的压力去找工作。但情况可能会有所改变，一些印度学生有可能从“奋勉族”向“探险族”转变，Choudaha预测说将有越来越多大多来自印度富裕家庭的学生到海外接受本科教育。他们不会太依靠助学金。他还说越来越多印度学生除了理工科外还涉及了新的跨学科教育领域。即使是在理工科类别中，专家们认为随着奥巴马在未来放宽这个类别的规定，印度学生将成为最大的受益者。 -------------译者：thekstyy-审核者：chen_lt------------ Lessons from China 中国榜样 Two decades back, China faced problems similar to those India faces today — its higher education had both capacity and quality issues. Since then China has worked hard to upgrade its educational institutions. It has two programmes — Project 211 and Project 985. The former aims to make 100 Chinese universities world class in the 21st century; this will help China churn out world-class trained professionals to push economic growth. These universities are expected to set national standards for education quality that can be replicated by others. 二十年前，中国面对的问题如同今日印度面对的问题——高等教育在质和量上的不足。从那时起中国努力升级发展他们的教育机构，其中包涵了211工程和985工程。前者旨在创造21世纪的世界级名牌大学，这会快速培养出大批的专业人才，有效推动其经济发展。这些大学被期望于发展可供借鉴的全国性教育质量标准。 Project 985 started more than a decade back and is an attempt to build China's own Ivy League colleges in the 21st century. In the first phase the project included nine universities. The second phase, launched in 2004, includes 40-odd universities. The projects have been backed by significant investments. According to a New York Times report, China is investing $250 billion a year in human capital. 985工程开始于十多年前，意在创造21世纪中国自己的常春藤校盟。工程第一阶段包括了九所大学。第二阶段在2004年启动，新增四十所大学。这项工程受到了大量投资支持。据纽约时报报道，中国为人力资源发展一年就投资了2500亿美元。 The dragon country's efforts are now bearing fruit. Many Chinese universities are climbing up the global ranks. Two Chinese universities have made it to the top global 50 in the Times Higher Education report. India has none. In the top 500, 16 Chinese universities make the cut against seven from India. Mobile international students are taking note. A decade back, China was hardly on anybody's radar. 龙之国度的努力现在已经开花结果，很多中国大学都跻身入全球排行榜。泰晤士报高等教育刊报说两所中国大学成功挤入全球最佳大学前五十名。印度一个名额都没。在全球前五百名大学中中国有16所，完胜印度的七所。国际学生们都注意到了中国的巨大变化，而十年前，中国大学几乎不被关注。 Today, it is the third largest education hub in the world after the US and the UK with 3.28 lakh international students, according to IIE. By 2020, it hopes to host 500,000 international students. Even Singapore is targeting 1.5 lakh foreign students by 2015. In contrast, India was home to just 27,000 international students in 2012. China is aware that to push innovation and realize its economic ambitions, it must be able to attract top talent — in its colleges and workforce. 据国际教育学会数据，现在中国拥有32万八千的外国学生，是仅次于美国和英国的世界第三大教育中心。到2020年，这一数字可能变为50万。即使小国新加坡也有在2015年达到15万外国留学生的目标，而印度在2012年却只有2万七千外国留学生。中国已经意识到，若要推动创新和实现他的经济腾飞，就必须吸引来高端人才——在大学和职场上。 Also, in virtually every key statistic, the world today is seeing a shift from the West to the East. From economic GDP to consumption power, MNCs across the board are looking at Asia and the world's two most populous nations. This shift is happening demographically too. But in the education space, the West still dominates. 从每一个关键数据都能看出，实际上世界中心正从西方转移到东方。亚洲国家，特别是世界两大人口大国国民生产总值和消费能力的提升吸引了所有跨国公司的目光。这种转变和人口有关，但是在教育方面依然是西方占主导地位。 Of the world's top 100 universities, 46 are in the US. Seven of top 10 universities are in the US. Asia has just 11 in the top 100. "It is difficult to replicate what US has done with its universities to 2emerge as an innovation hub," says Pai. So, ambitious and aspirational Indians will continue to look overseas for education. But if India has to realize its potential, it must invest heavily in building world-class institutions in the country — the China way. 世界前100名大学有46所位于美国，前十名有七所是美国的。亚洲在全球大学前一百名中只有11所。“美国通过大学而转变为创新中心的成功是很难被复制的，”派说。因此，有理想有抱负的印度人会继续寻求海外教育机会。如果印度想发掘自身潜力，他必须学中国那样，大力投资于建设世界一流的国内大学。
); background-color: rgb(243, 241, 242); color: rgb(255, 255, 255); background-repeat: no-repeat no-repeat; ">评论翻译: -------------译者：长太息兮-审核者：chen_lt------------ Skhey Mobile (Gurgaon) 22 Hours ago Foreign degree is no more a guarantee card for success. 外国文凭已经不再是成功的保证了 Neil M (pune-mumbai) 22 Hours ago Finding a good university and a good course is important. I know many guys select short courses which are not recognized world wide and specially in India find it difficult to get a job. Also, dream america is not true for everyone. All the best to seekers. 找一个好的大学和好的专业是十分重要的，据我了解一些人选择了一些短期的课程，这些课程并不在世界范围内被承认尤其在印度会发现很难找到一份工作。并不是每个人的美国梦都能实现。祝追梦者好运 Rajesh Thambala (Hyderabad, India) 23 Hours ago Very informative article. 十分有意义的文章 Partha (Bangalore) 1 Day ago Nice Article. Much Appreciated 很好的文章，表示赞赏 SAMAD (India) 1 Day ago right choice.... 正确的选择 Tempcool Mukhopadhyay (India) 1 Day ago An excellent article. Appropriate and very well timed. Issue lies with inadequate job creation in India compared to passing out rate and all sorts of reservation quota for the "privileged" groups. Also unscrupulous marketing by planting misleading information by the education institutes of developed countries and their Indian agents. 一篇很棒的文章。写的正是时候。问题在于在印度创造的就业不足，而毕业生却不断增加，而且“特权”团体得到各种各样的预订配额。另一方面，发达国家的教育机构和其印度代理通过误导性的信息来是肆无忌惮的推销自己的教育产品。 Guramandeep Singh (Mexico) 1 Day ago 67 years after Independence, we are still stuck to providing reservation quotas in institutes of higher education. The recent Supreme Court order puts 27% reservation for OBCs which along with that of SCs and STs brings the total reservation to 49.5%. Here is the breakup of IIM-A seats: General 182 Non creamy OBC 104 ---- Schedule caste 58 ---- Schedule tribe 29 ---- Differently-abled 12 ---- Total 385 --- I have read various comments touching upon patriotism towards India to youngsters being crazy and the need to enlighten them. Reservation for a certain group is discrimination against the other groups. So ask yourself, is our system really fair? Should we not be looking at this objectively and trying to solve the root cause of the problem instead of commenting upon the phenomenon which is a result of a messed up education system at the behest of corrupt politicians? 已经独立67年了，我们的高等教育学院仍在坚持预定配额制度。最近，最高法院颁发命令27%的份额给“其他落后阶级”（OBC），同时给予“设籍种姓”（SC）和“设籍部落”（ST）一定的配额，所以总共就达到了49.5%的配额。对某一群体的配额预留其实是对其他群体的歧视。因此，扪心自问，我们的教育系统真的公平吗？相比于仅仅讨论因为腐败政客的命令导致的混乱教育系统的各种表象，难道我们不应该客观的看待并从根本上解决这些问题吗？ （译著：印度的预留机制指的是将政府机构中一定数量的空缺席位留给那些落后和代表人数不足的团体（主要通过种姓和部落来定义）的成员。相当于以配额为基础的平权运动。“其他落后阶级”、“设籍种姓”以及“设籍部落”是这项机制的主要受益者。 -------------译者：长太息兮-审核者：chen_lt------------ ILA (Chennai) replies to Guramandeep Singh 1 Day ago Dear Learned Singh. This article has nothing to do with reservation. Reservation is about affirmative action (in US parlance). Trying to give some sort of equal opportunity to people (98%) who were subjugated, denied education, and exploited by so called Forward Castes in India who constitute only 2% of the total population for millenium. This reservation is in vogue for only 60 years how can this equation be achieved in such a short span of time. Now the Forward Castes are slowly waking up and cramming for their share in the available piece of cake. If heat is felt for this itself then what should the subjugated feel for having been so for a millenium in the name of MANU SMRITIs laws? People who believe so are as you had rightly (?) pointed out are HYPROCRITS and prisoners of their own conscience. 亲爱的Learned Singh，这篇文章没有提到预留制度，预留制度是一种平权运动（用美国的说法）。它可以给被占2%总人口的高等种姓剥削了上千年，没有机会接受教育，占人口98%的低种姓人一定程度的公平机会，预留制度刚才实施了60年，在这么短的时间内绝对公平是很难实现的。现在高种姓的人正慢慢觉醒，开始狼吞虎咽的享用他们的份额。如果有些人对这种制度反应都如此激烈，那么在《摩奴法典》教义下过了上千年的被征服者又应该做何感想？反对这种平权运动的人都是伪君子和不道德的人。 RM (MN) replies to ILA 9 Hours ago Excuses, excuses. Sixty years after Independence you're still making excuses for a quota system that has made Indian education into a pile of rubbish. 呵呵，独立已经60年了，你还在为把印度的教育弄得一团糟的预留制度找借口 Athena (London) 1 Day ago It is Imperial College and not Imperial University. Perhaps ET must invest in better human capital! 那是帝国理工学院而不是帝国大学，或许《经济时报》应该加大人力资源投入了。 (Hyderabad) 1 Day ago Same thing happened with me as well like akshay kumar. I thought i am reading my story. 我和阿克夏·库马的经历很相似，我还以为在读我自己的故事呢 Nihar (Mumbai) 1 Day ago It completely depends on which institution a person is studying in abroad. It is not so that somebody got a degree in a well recognized institution in foreign and unable to get a job in India. So I request "The Economic Times" to provide a proper interpretation to the reader. 这完全取决于个人在国外的哪个机构学习。一个人得到国外著名机构的学位，却不能在印度找到工作 ，这是不可能的。所以我要求经济时报对给读者一个合理的解释。 kshi S (Bhopal) 1 Day ago coming to US was the worst decision of my life 来美国是我一生最错误的决定 -------------译者：旧西圆-审核者：chen_lt------------ B Venky Venky (Bangalore) 1 Day ago Very informative article. To have world class universities in India, the government should get out of the way. The quota raj in higher education has to stop. More and more private funds has to be garnered towards higher education by giving tax sops. But all this remains in the realm of fiction at the moment. 非常有教育意义的文章。印度如果想要建设世界一流的大学，政府就不能介入。高等教育的配额制度必须终止。通过给予税收方面的优惠，吸引更多的私人基金投入到高等教育中来。不过到现在为止，这还还都是痴人说梦。 ketan m (mumbai) 1 Day ago study there, work here. sounds great! 出国留学，回国工作，看上去不错！ thomas (india) 1 Day ago Yes, every Indian should go overseas for education - build up net work..learn how other s think..their style-quality etc. come back and start self employed business ... it will flourish. take example from china who are into A to Z of business and industries ,they make impossible happen...of course duly and completely supported by their govt.. 我同意，每个印度人都应该去国外接受教育，这样可以建立人际关系，了解别人的思维模式，健康的生活习惯等，然后再回国创业，这样国家才能繁荣。就像中国一样，在各行各业里他们都创造了不可能的奇迹，当然，也离不开政府部门适时的大力支持。 Saswata mandal (kolkata) 1 Day ago still every good student wants to go abroad.. why is it like that?? 为什么所有的好学生仍然都想着出国？ Nanda Kumar (Chennai, Tamil Nadu) replies to Saswata mandal 1 Day ago ET pointed it out already..Global Exposure! and Farther mountains always seem smoother :) 金融时报已经指出来了。。。他们希望能在国际上露脸！因为外国的月亮比较圆 ：） Anupam (Bangalore) replies to Saswata mandal 1 Day ago Quick money 想赚快钱呗 Mumbaikar (Mumbai) 1 Day ago It's not entirely the kids fault - some ambitious parents push out the kids too - 'we don't think there is a future here', they say. Now, some are stuck abroad and need to return home, as countries are on an economic downturn and/or are looking more inward now, . Complicated situation - but opportunities are here too, if you want to grab them. Not everything here is as bad as you may think. 不完全是孩子们的错，一部分雄心勃勃的家长们把他们的孩子推到了火山口。家长们总会说：”我们在这看不到未来。”现在，由于外国经济的不景气以及现在他们更看重本土的学生，留学生在国外没出路，所以只能回国。情况很复杂，但是如果你想要，国内同样有机会。国内情况并非你想象的那么糟糕。 Bharath Selvan Sukumaran (Chennai) 1 Day ago Good news for India. Let their knowledge be used for Indians in India 对印度来说是个好消息。他们学成之后可以回来造福印度人民。 jgsemig (Delhi110007) 2 Days ago what about large numbers of foreign students studying in India? How could IIM-B professor be so insensitive? In a global world does this mean that Indian educational Institutions have already thrown in their towels? Does it also mean that Universities like SAARC and others have no futures? 也有很多外国学生在印度留学啊。 为什么印度管理学院班加罗尔分校(Indian Institutes of Management) 的教授们这么愚钝。从全球范围来看，是不是这就意味着印度的教育机构已经宣布投降了？类似南亚区域合作联盟（South Asian Association For Regional Cooperation）这类的学校就没有前途了吗？ -------------译者：长太息兮-审核者：chen_lt------------ Sriram B (Bharat) 2 Days ago Learn Globally and be back to improve India. Just as they say wait till the last ball is bowled in a cricket frenzy country; do not lose hope till you have tried your hands on what you want to transform the country into. 出国深造回来为祖国效力，在这个痴迷于板球运动的国家里，就像人们所说的不到最后一球都不能言败；在尝试做一些让我们的国家变得更好地事情之前，也不要放弃希望。 Ajay Kumar (NYC) 2 Days ago Only the people who have earned admissions into Indian Universities based on reservations, face problems studying abroad, as they are looking for concessions always. People who have earned admissions throughout based on their capability and knowledge, do not face any problem. Such students do not come back. 只有那些依靠配额进入印度大学的人在出国留学学习时会面临问题，因为他们一直在寻求被特殊对待。而依靠自己能力和知识进入大学的人不会面临这些问题。这些学生也不会回国的 Ayush Jha (NOIDA) 2 Days ago Study in the US(OUT OF INTEREST in the field and/or spectrum, NOT parental pressure/peer pressure) , Work to repay the loans & then do your own startup in India. All the best :) 在美国学习（自己兴趣使然，而不是受到父母或者同龄人的压力），工作付清借款，然后在印度开始自己的事业，祝好运 ：） Mukesh Mishra (Haridwar) 2 Days ago It didn't work. My good grades made me eligible for plenty of jobs, but my non-European Indian passport was the problem," he shrugs. 他耸耸肩说：“没用的，我的成绩足够好让我可以得到很多工作，但是我的非欧洲的印度护照才是问题的关键。” Ashwani Kaushal (New Delhi) 2 Days ago righly said, getting an addmission in DU colleages are like dreaming in day time.... it is always good to go abroad and get certification and return back... but once the indian student get a better envoironment and facility abroad why they come back to corrupt indian culture, only few with family business background will come to share the same plateform with their parental company ....shamful for Indian corruption 说得对，要想进入德里大学无异于白日做梦。出国留学获得学位然后回印度总归是好的，但是，既然印度学生在国外有更好的环境和设施，他们怎么会回到腐败的印度呢，只有很少一部分有家族企业背景的人回国继承父母的产业，对印度的腐败感到羞愧。 Parthipan K (Chennai) 2 Days ago I agree with the fact that Indian Universities are not flexible. But intelligent students can acquire knowledge of any subjects of their own. So they should not blame Indian Universities. More over, not all institutes in abroad are of high standards. Even in Ivy schools, the standards are coming down like our IITs. My opinion is that if one works hard in Indian top universities, they can acquire global standards. Also all the premier institutes in US are putting their course material in the web and hence, by going thru them one can acquire high knowledge. 我同意印度的大学不够灵活。但是聪明的学生可以靠自己得到任何学科的知识。所以他们不应该抱怨印度的大学。另外，并不是所有的外国机构都有很高的水准，甚至常春藤大学也正下降到印度理工学院的水准。我想说的是，如果一个人在印度一流大学里足够努力，那么他可以达到世界级的水准。另外美国一些著名大学把他们的课程放在网上，因此通过网上课程我们可以得到尖端的知识。
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